Prosper Healthcare Lending is the premier financing option for healthcare procedures. The healthcare financing industry has been flooded with high-interest credit cards that may help you pay for the treatment you need, but often end up causing more harm than good. Financing through Prosper Healthcare Lending offers healthy, simple interest loans with no prepayment penalties, no retroactive interest, longer terms for lower monthly payments, and an inquiry process that will only take you minutes to complete.

Prosper Healthcare Lending's online automated system makes it simple to inquire about financing. You can easily submit an inquiry on a home computer, tablet, phone. You can apply from anywhere, or even right in the practitioner's office.

Healthcare treatments often are urgent and you can’t wait for days or even hours before knowing if you can move forward. That’s why Prosper Healthcare Lending’s inquiry and decision process takes just minutes from start to finish. You can fill out, submit an inquiry, and receive a response in less than 2 minutes.

You can receive an instant pre-approval without affecting your credit. You also have the opportunity to review the terms and rates of the loan before accepting. Thus, there is no risk.

Everyone has experienced hard times and some aren’t in the ideal situation to qualify for a loan. We understand that and have created a program to help you still get the treatment you deserve. Don’t hesitate to ask a friend, family member, neighbor, or co-worker to inquire about a loan on your behalf.

This program provides individuals access to the best financing option available. You are not submitting an inquiry for a credit card. The loans available through Prosper Healthcare Lending are simple installment loans with no retroactive interest and no pre-payment penalties. Loan amounts go up to $35,000 and terms out to 60 months.

For example a three-year $10,000 loan with a Prosper Rating of AA would have an interest rate of 5.32% and a 1% origination fee for an APR of 5.99% APR. You would receive $9,900 and make 36 scheduled monthly payments of $302.

A five-year $10,000 loan with a Prosper Rating of A would have an interest rate of 7.69% and a 5% origination fee for an APR of 9.88% APR. You would receive $9,500 and make 60 scheduled monthly payments of $201.28.